As if you weren't sick enough, the insurance system stresses you out even more..and everyone knows stress makes you sicker...and because you are sicker, they have more reason to deny you coverage!!
I would say 80% of my stress comes from dealing with insurance and figuring out how to pay for all the treatments and doctor visits.
Nobody mentioned the importance of medical coverage, nor the difficulty of getting coverage. My parents didn't believe in medical insurance. My parents, my sister, and me hardly got sick/injured enough to use up the annual deductible. Along with career ed, driver's ed, and health ed in high school, they need an "everything you need to deal with in life" ed. (I'll think of something catchier later.)
For part of my teenage years, the city offered health insurance for low-income families. I was covered under that until they cut me off when I went to college. That was the end of my insurance coverage. Good thing I didn't need much coverage while at school.
After graduation, I interned at a winery. When that was over, I landed a temporary position at a pharmaceutical company. I must be delusional or something. I miscounted the zeroes and bought the wrong benefit package. It was useful until I maxed on my annual limit within 2 months from the first use. :(
Since then I've been having trouble getting coverage and paying medical bills. I am SO glad there is a law that states that they cannot refuse you treatment even if you can't pay. (I'll look up the exact wording later.)
I know all about Medi-Cal. I wish it was that easy to become eligible.
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